Chief Investment Officer
Financial Architects (“FA”) provides comprehensive financial planning solutions by analyzing a client’s overall financial picture; including tax planning, investment management, and insurance. The firm works in a team approach with CPAs, attorneys and insurance companies to provide solutions to assist clients reach their financial goals.
FA has a strong focus on tax strategy as that is often the single largest impediment to growing net worth and gaining financial freedom. FA has over a dozen unique strategies to reduce the taxes and allow the client to reduce their tax footprint, in other words, to keep more of their own money. Whether the tax liability comes from a business, a salary, or the sale of an asset such as a closely held business or piece of real estate, FA can help.
Our investment management services use asset allocation strategies that may include alternative investments following the Yale University Endowment Model (developed by David Swenson and Dean Takahashi), allocating assets not only to traditional asset classes, like stocks and bonds, but to the total investable landscape globally. In the endowment model, FA aims to mimic part or all of a more diversified portfolio that successful professional investors have benefitted from through the years. The endowment model builds on the application of modern portfolio theory where investors are not limited to the liquid markets, but can invest into alternative investments. These investments, often with limited or no liquidity, are typically less correlated to the liquid stock and bond markets, allowing for a potentially higher degree of diversification.
Please note that there are special rules and risks associated with alternative investments and not every investor will be eligible or suitable to invest in alternative investments. Many alternative investments place limitations on who may purchase them based a person's income and assets and some may only be available to accredited investors or qualified purchasers.
Asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment losses. There are risks involved in investing including market fluctuation and possible loss of principal value and may not be suitable for every situation.