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Your Financial Future

Financial Architects (“FA”) provides comprehensive financial planning solutions analyzing a client’s overall financial picture; including tax planning, investment management, & insurance.  The firm works in a team approach with CPAs, attorneys, & other professionals.

FA has a focus on tax strategy as that is often the single largest impediment to growing net worth.  FA’s strategies help their clients to reduce their tax footprint & to keep more of their own money.  Whether the tax liability comes from a business, a salary, or the sale of an asset such as a closely held business or real estate, FA can help.

FAs investment management services use asset allocation strategies following Yale University Endowment Model (developed by David Swenson & Dean Takahashi), allocating assets not only to stocks & bonds, but to the total investable landscape globally. The endowment model builds on the application of modern portfolio theory where investors are not limited to the liquid markets, but can invest into alternative investments. These investments, often with limited or no liquidity, are typically less correlated to the stock and bond markets, allowing for a potentially higher degree of diversification.

FA Endowment Model Video

Please note that there are special rules & risks associated with alternative investments & not every investor will be eligible or suitable to invest in alternative investments. Many alternative investments place limitations on who may purchase them based a person's income & assets & some may only be available to accredited investors. Alternative Investments often include a high degree of risk.

Helpful Content

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Insurance Needs Assessment: When You're Young and Single

Even if you’re young and single, you should still consider protecting yourself.

How Income Taxes Work

How Income Taxes Work

A quick look at how federal income taxes work.

Getting a Head Start on College Savings

Getting a Head Start on College Savings

A few strategies that may help you prepare for the cost of higher education.

 

The History of Currency

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Retirement Income and the Traditional Portfolio

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When Heirs are Imperfect

The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.

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If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.

Five Most Overlooked Tax Deductions

Five overlooked tax deductions to help manage your tax bill.

Financial Aid for Students 101

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This calculator compares the net gain of a taxable investment versus a tax-favored one.

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Determine if you are eligible to contribute to a traditional or Roth IRA.

Capital Gains Tax Estimator

Use this calculator to estimate your capital gains tax.

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Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

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Estimate how much of your Social Security benefit may be considered taxable.

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This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

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5 Smart Investing Principles

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Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

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The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

It May Be Time for a Financial Checkup

It’s never a bad time to speak with your financial professional about changes in your situation.

Global and International Funds

Investors seeking world investments can choose between global and international funds. What's the difference?

16 Wall Street Cliches in 60 Seconds

Pundits say a lot of things about the markets. Let's see if you can keep up.

To Buy or Not to Buy

The decision whether to buy or rent a home may have long-term implications.

Retiring in a Post-Pandemic World

Imagine your ideal post-pandemic retirement with this hopeful, animated video.

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