Your Financial Future
Financial Architects (“FA”) provides comprehensive financial planning solutions by analyzing a client’s overall financial picture; including tax planning, investment management, and insurance. The firm works in a team approach with CPAs, attorneys and insurance companies to provide solutions to assist clients reach their financial goals.
FA has a strong focus on tax strategy as that is often the single largest impediment to growing net worth and gaining financial freedom. FA has over a dozen unique strategies to reduce the taxes and allow the client to reduce their tax footprint, in other words, to keep more of their own money. Whether the tax liability comes from a business, a salary, or the sale of an asset such as a closely held business or piece of real estate, FA can help.
FAs investment management services use asset allocation strategies that may include alternative investments following the Yale University Endowment Model (developed by David Swenson and Dean Takahashi), allocating assets not only to traditional asset classes, like stocks and bonds, but to the total investable landscape globally. In the endowment model, FA aims to mimic part or all of a more diversified portfolio that successful professional investors have benefitted from through the years. The endowment model builds on the application of modern portfolio theory where investors are not limited to the liquid markets, but can invest into alternative investments. These investments, often with limited or no liquidity, are typically less correlated to the liquid stock and bond markets, allowing for a potentially higher degree of diversification.
Volunteering in Retirement
For many, retirement includes contributing their time and talents to an organization in need.
How Financial Advisors Are Compensated
Read this overview to learn how financial advisors are compensated.
Don’t Be Your Own Worst Enemy
Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.
Important items to consider when purchasing condo insurance.
A change in your mindset during retirement may drive changes to your portfolio.
Simple steps may help you foil hackers and protect your privacy.
A collection of tips from professional travelers.
What’s the deal with your yearly free credit report?
There are ways to improve your physical fitness without denting your fiscal fitness.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
This calculator demonstrates the power of compound interest.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Estimate your monthly and annual income from various IRA types.
This calculator can help you estimate how much you may need to save for retirement.
How federal estate taxes work, plus estate management documents and tactics.
Investment tools and strategies that can enable you to pursue your retirement goals.
There are some smart strategies that may help you pursue your investment objectives
A presentation about managing money: using it, saving it, and even getting credit.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Using smart management to get more of what you want and free up assets to invest.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Here is a quick history of the Federal Reserve and an overview of what it does.
Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.
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Taking your Social Security benefits at the right time may help maximize your benefit.
There’s an alarming difference between perception and reality for current and future retirees.